The Credit Disputing Process
Below you will find an overview of our Credit Reparing Process. It takes time, persistence, and determination on our end to ensure we remove as man negative items as possible.
- Sign up for MyScoreIQOnce you sign up for MyScoreIQ I can then get your credit report and provide you with your free Credit Repair Analysis. I will be able to give you a gameplan of what we can do for you, as well as information to help you raise your credit yourself along the way.
- Your Detailed Credit AnalysisYou will receive an emailed analysis of your credit along with information to help you raise your credit score as we start the disputing process on our end.
- First Round of LettersWe will be sending out disputes on your behalf to all 3 bureaus, loan companies, creditors, and more. Throughout this first round, we will be, 1) Updating your information across the 3 bureaus to ensure all your personal info is accurate. 2) Removing all Hard Inquiries not tied to any open accounts. 3) First round disputing all negative accounts.
- Reimport Credit ReportAfter the round 1 dispute is complete, we import your updated credit report to analzye and assess which accounts were removed, and which ones need a round 2 (or more) dispute.
- Second Round of LettersAfter the first round is completed, any left over negative items and hard inquries will be disputed and set out to all 3 bureaus. Typically, after 2+ rounds you can expect more things to fall off of your report. (although not guaranteed)
- Reimport Credit ReportAfter the round 2 dispute is complete, we import your updated credit report to analzye and assess which accounts were removed, and which ones need a round 3 (or more) dispute.
- Subsequent lettersWe will continue to dispute month after month until we can remove as many negative items as possible!